Small Business NOW

Business Banking Products and Services

Small Business NOW Account

Designed especially for small businesses who want to benefit from an interest bearing account.

This convenient business account offers a fee structure based on the balance maintained in the account.


  • Minimum opening deposit $1,000.00
  • Interest rate is subject to change daily
  • Interest accrues daily and pays on monthly statement cycle
  • Free Direct Deposit
  • Funds in the account earn interest regardless of daily balance.
  • Unlimited deposits
  • Free Online Banking
  • Free E-Statements


  • Your funds earn competitive, current rates
  • Your interest earned is available monthly for additional income
  • Saves trips to the bank
  • Your funds are available for your use while continuing to earn interest
  • You control the amount of interest you earn by funds you deposit
  • Provides immediate access to funds while you earn interest
  • Offers added security


If the balance falls below the minimum balance required on any day during the statement cycle, a monthly maintenance fee will be assessed as follows:

Minimum Balance
$4,000 – Above
$3,000.00 – $3,999.99
$2,000.00 – $2,999.99
$1,000 – $1,999.99
Below $1,000.00

Monthly Maintenance Fee
No Charge

If balance drops below $4,000, during the statement cycle, there will be a $0.13 charge for each debit posted. There is a $0.06 charge for each float item (checks not drawn on National Bank) deposited.
This is a variable interest rate account.  Interest is paid on the average collected balance during the statement cycle.


This account is available only to business clients: Sole-Proprietorships and Non-Profit organizations (no partnerships or corporations).