Checking Accounts

Personal Banking

COMPARE CHECKING ACCOUNTS

AND FIND THE ONE THAT'S RIGHT FOR YOU

FEATURE
PREMIER CHECKING
FREE SPIRIT
GOLD PLUS
PERSONAL MMA
SAVINGS
Minimum to Open$1$1$1$1000$100.00 (no minimum for minors)
ATM ChargesNational United ATMs are free, foreign ATM fees will be refunded if notified w/in 60 daysNational United ATM locations are free, $2 if used at a foreign locationNational United ATM locations are free, $2 if used at a foreign locationN/AMust have a checking account to access Savings by Debit Card. National United ATM locations are free, $2.00 if used at a foreign location.
Monthly Service Charge$9 monthly service charge 50+ = $5 monthly service charge$3.00 monthly service charge for paper statements$5 per month if balance falls below $500$10 per statement cycle if balance falls below $1000 any day of cycle. $5.00 per month if balance falls below $100.00
Checking SuppliesFree Premier checks $5 off order on any other checksMust pay for checksNo charge for 1st order of Gold Plus checks. Must pay for checksN/A
Over Draft opt-in/opt-out$500 after 30 with no overdrafts. Immediate if DD of $500+$500 after 30 with no overdrafts. Immediate if DD of $500+$500 after 30 with no overdrafts. Immediate if DD of $500+N/AN/A
Overdraft Fee$25 per item$25 per item$25 per item$25 per item$25 per item
Return Item Fee$25 per item$25 per item$25 per item$25 per item$25 per item
Free Online BankingYesYesYesYesYes
Free Bill PayYesNoYesYesYes
Free E-StatementsYesYesYesYesYes
Free Mobile BankingYesYesYesYesYes
WiresDomestic $25.00 (10.00 discount with Premier Checking, Foreign $25.00 (plus correspondance fee)Domestic $25.00, Foreign $25.00 (plus correspondance fee)Domestic $25.00, Foreign $25.00 (plus correspondance fee) Domestic $25.00, Foreign $25.00 (plus correspondance fee) Domestic $25.00, Foreign $25.00 (plus correspondance fee)
Cashier's ChecksFree$5Free$5$5
Money OrdersFree$2Free$2$2
Stop Payment$25.00 per item$25.00 per item$25.00 per item$25.00 per item$25.00 per item
Inquiry and Transfer FeeFreeTelephone Inquiry $2 Telephone Transfer $3FreeFreeFree
Interest BearingNoNoYes - with $500 balanceYes - with $1000 balanceYes
Additional BenefitsN/AN/AN/AN/AN/A
Excessive Activity FeeN/AN/AN/A$5 for each additional withdrawal in excess of 6 per month$5 for each additional withdrawal in excess of 6 per month
Schedule Of Fee'sAdditional terms may apply to your account.Additional terms may apply to your account.Additional terms may apply to your account.Additional terms may apply to your account.Additional terms may apply to your account.