Personal Banking Products and Services

Individual Retirement Account

High yield investments with specified maturities and a fixed interest rate.


  • Available in a variety of maturities and interest rates: Investment Periods: 12 months, 18 months, 2 years, 3 years, 5 years
  • Fixed interest rates available on all IRAs
  • Interest will be compounded on a quarterly basis
  • Interest will be credited to the account on a quarterly basis
  • The daily-balance method is used to calculate the interest on an IRA
  • Current interest rates are subject to change daily
  • Offers security through FDIC insurance


  • Allows the flexibility in deciding investment period needed to meet your specific financial needs
  • Allows for investment opportunities which reflect your view of the market direction
  • Helps determine yield projections
  • Compounding interest is a good way to earn more money
  • An easy way to determine how much interest will be earned
  • Provides flexibility in determining investments
  • Offers you added security


Minimum opening balance requirement of $100.00.


Only individuals are eligible for this account.