Personal Banking Products and Services

Premier Checking Account

The Premier Checking account is a non-interest bearing checking account that provides a package of benefits for one low monthly maintenance fee.


  • Provides a method of payment
  • Minimum opening deposit of $1.00
  • No minimum daily balance requirement
  • Monthly statement detailing all transactions
  • Free Debit card – unlimited transactions at all National United Bank locations
  • No charge for special Premier Checking member checks or $5.00 off order of any other checks
  • Free notary service
  • Free Cashier Checks and Money Orders
  • Wire Transfer – $10.00 discount within the United States
  • Courtesy overdraft service available
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking
  • Free E-Statements
  • Funds are insured by FDIC up to $250,000 per account holder
  • ATM fee rebate on all transactions if requested within 60 days of the transaction. (Excluding any International ATM transaction fees)


  • Saves time and effort – it eliminates the need to carry large amount of cash and the fear of cash being stolen
  • Convenient – you may open the account with a small amount and add more later
  • Eliminates the worry of maintaining deposit balances
  • Unlimited deposit transactions without worry of per deposit charges
  • Saves time and effort – personal financial record keeping is simplified and enhanced
  • Convenient and saves money – you may access your accounts through ATM’s or Debit card transaction any time of day
  • Distinguishes you as a Premier account holder – no charges for special Premier checks
  • Allows choice of payment without worrying about cost
  • 24-hour convenience transfers – balance and information on checks and deposits
  • Additional benefits at no cost, helps reduce cost of travel
  • Offers added security